Health Only - Self Study Electronic Copy - $275.00
Life and/or Health Licensing
Combined - Self Study w/ one-on-one
Instructor-led exam review - $350.00
Producer
Individuals must complete a pre-licensing course of study for the lines of authority desired before taking any examination. The pre-licensing course must consist of 20 classroom hours per line of authority, or equivalent individual instruction, on the general principles of insurance for that line of authority. The lines of authority requiring a pre-licensing course are as follows:
Life Only - Self Study Electronic Copy - $275.00
Life Only - Self Study (With Book) - $325.00
Life Only - Instructor Lead Review - $375.00
Combined - Self Study (ebook & manual - $275.00
FIRSTCLICK HERE TO REGISTER
THEN SELECT COURSE AND PAY
Health Only - Self Study (With Book) - $325.00
Life Only– 20 hour course or Healthy, Accident & Disability Only - 20 or Combined Life & Health Insurance - 40 hour course
Combined Life and Health, Accident or Sickness (Disability) - 40 hour course
Course fees are NON-REFUNDABLE.
However, you have 365 days to complete your course.
Combined - Self Study (ebook) - $225.00
Health Only - Instructor Lead Review - $375.00
Definition
A natural person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance.
Qualifications
Qualifications are necessary in order to become an insurance producer, including, but not limited to:
Providing incorrect, misleading,
incomplete, or materially untrue information in any application or in any communication to the commissioner. Obtaining or a
For inducing, persuading, or advising any policyholder to surrender or cause to be cancelled any policy of insurance issued to the policyholder by any authorized insurer in exchange for a policy offered by the licensee where the surrender or cancellation shall proximately result to the financial detriment of such policyholder, unless the policyholder shall have been fully advised of that fact by the licensee.
Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business under a license in this state or elsewhere.
Improperly withholding, misappropriating, or converting any monies or properties belonging to the insurers, insureds, or others received by the licensee in the exercise of his or her license.
Violating insurance laws or violating any valid order, subpoena, rule, or regulation, issued by the commissioner or issued by another state's insurance commissioner.
Having been convicted of a felony.
Having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
Forging another's name to an application for insurance or to any document related to an insurance transaction.
Improperly using notes or any other reference material to complete an examination for an insurance license.
Knowingly accepting insurance business from an individual who is not licensed.
Failing to comply with an administrative or court order imposing a child support obligation.
Failing to pay state income tax or failing to comply with any administrative or court order directing payment of state income tax.
Must complete a prelicensing course of study for the lines of authority for which the person is applying consisting of 20 classroom hours per line of authority, or equivalent of individual instruction, on the general principles of insurance for that line of authority.
Must successfully complete the examination for the lines of authority for which the individual has applied.
Variable Life and Variable Annuity Products line of authority: Any insurance producer licensed for “Life Insurance” wishing to add the Variable Life and Variable Annuity line of authority to their existing license must pass securities examinations “Series 6” or “Series 7” and “Series 63” or “Series 66 “ and must be licensed with a registered Broker Dealer in accordance with the rules of the Alabama Securities Commission. During the application process, an applicant will be required to provide the CRD number to verify the exams passed.
Effective April 1, 2015, all individual resident applicants seeking to become licensed as Producers, or who are adding a new line of authority to an existing Producer license, must have completed a Fingerprint background check. You should seek to get fingerprinted after passing the state exam and one day before applying for the license.